RoofWell® will never pull your credit.

Our lending partners will only do a soft inquiry to shop your loan options.

However, lenders are required to do a credit inquiry when you select a loan package to finalize. Our lending partners will notify you prior to submitting your application with them. It is very important you read their terms and conditions prior to submitting your application.

No, our partner network is comprised of a variety of lenders or other solution providers, offering a range of rates and terms. Therefore, even those with low credit scores may still be able to qualify for a loan. The eligibility requirements vary for each lending partner, just as every applicant's financial situation is different and unique. Credit score is not the only factor evaluated when you apply for a new line of credit. Generally, lenders review an applicant's credit history, income and DTI ratio to determine their eligibility. All the decisions on whether you are eligible for the offer are made by the lender.

No, we do not charge any fees.

Each lending partner you are matched with determines their own policy on what they charge. We are unable to determine the amount of closing costs or out-of-pocket expenses you may incur, however, when you are matched with a lending partner. You can discuss your specific situation with them once you are in contact.

Our lending partners take your privacy seriously and all of your information is safe and secure through a variety of different ways. One way is by using a SSL (Secure Sockets Layer) to establish an encrypted link so everything you provide to us remains private.